Deed

A deed is the official legal document that transfers ownership (title) of real property from a seller to a buyer. It's signed by the seller and recorded in public records.

Types of Deeds:

Warranty Deed (General):

• Strongest protection for buyers
• Seller guarantees clear title
• Seller defends against all claims
• Most common in home sales

  Special Warranty Deed:

• Seller only guarantees their period of ownership
• No protection for issues before seller owned it
• Common in foreclosures and commercial sales

  Quitclaim Deed:

• No guarantees whatsoever
• Transfers whatever interest seller has (if any)
• Used for transfers between family members
• Used to clear title issues

  What a Deed Includes:

• Names of grantor (seller) and grantee (buyer)
• Legal description of the property
• Statement of consideration (price paid)
• Grantor's signature
• Notarization
• Recording information

  Recording the Deed:

After signing, the deed is recorded with the county recorder's office. This creates a public record of ownership and protects your rights.

Keeping Your Deed:

• Original goes to the buyer after recording
• Store in a safe place (safe deposit box, fireproof safe)
• Keep a copy with important documents
• You can get a certified copy from the county if lost