Declaration Page

The declaration page (often called the "dec page") is the first page of your insurance policy. It provides a snapshot of your coverage and serves as proof of insurance.

What's on a Declaration Page:

• Policy number
• Named insured(s)
• Property address
• Policy period (start and end dates)
• Coverage types and limits
• Deductible amounts
• Premium breakdown
• Mortgage company (if applicable)
• Agent/broker information

  Why It's Important:

1. Proof of insurance: Lenders, landlords, and others may request it 2. Quick reference: Summarizes your coverage at a glance 3. Verification: Ensures your policy matches what you requested 4. Claims: You'll need policy details when filing

Review Your Dec Page:

• Verify your name and address are correct
• Confirm coverage limits match your needs
• Check deductible amounts
• Note the policy period for renewal reminders
• Ensure any endorsements are listed

  Getting a Copy:

Request from your insurance agent, access through your insurer's website, or check your email for digital copies.